Tuesday, March 23, 2010

Why buy health insurance now?

Since insurance companies have to insure pre existing conditions, why bother buying health insurance at all? Until you need it............

"Since preexisting conditions will be covered under the law, then there is no reason to continue padding the coffers of the evil health insurance companies, who are only using your premiums to withhold coverage from all those poor, uncovered props, er, victims used by the President over the last month to illustrate just how evil they truly are."

Mutt claims that it will be more advantageous for policyholders to stop paying hundreds and even thousands of dollars annually in premiums to the insurance providers and remit the $2,000 fine directly to the IRS, whose 16,000 new health commission agents will be prowling the countryside, knocking on doors and verifying coverage. "If you sincerely believe the government knows more about health care than the insurance companies, then why pay those thousands of dollars when you can stroke a penalty check directly to the government who knows better too what is best for you?" he asked. "God knows the IRS can make better use of your money than Anthem, or Optima or one of those other awful organizations."

..."When those IRS agents come a’knockin’, just look them in the eye, tell them no, you have no health insurance, but you will happily pay the no-insurance fine," Mutt stated, "And you may also want to whisper to them that neighbors Marv and Dot, two doors down, carry one of those reviled ‘discount’ health plans – you know, the ones deemed ‘unacceptable’ by the Health Commission, bought off a business card tacked up in a Sheetz Station. It may be worth a discount in your own IRS penalty payment to see Marv and Dot hauled away to insurance prison!"

"Then, if you have a diagnosis of colon cancer – boo-yah! Get on the phone to Anthem, tell ‘em you have cancer, and that you want to buy health insurance to cover your treatments... And tell 'em they better not gouge you because of the cancer, because that is illegal now. Better for them to pay hundreds of thousands of dollars for your cancer treatments than for you to pay premiums when you aren’t even sick."
"That’s not crazy, that's just good economic sense."


Read the rest....

HT Doug Ross

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