SLUTH award

Record foreclosures across the country as a result of ARM's cranking up. Sub Prime mortgage business in the tank. Record real estate losses.

Don't worry, there are still mortgage companies out there soliciting ARM's so you can "get a reasonable monthly payment".

I about drove off the road when I heard the ad on the radio; I think it was a Third Federal mortgage spot.

You know, in the past, I gave the SLUTH (SLap Upside The Head) award for people who got themselves into these ARM's in the first place.

However, if you find that the only way you can qualify for a mortgage is to squeeze into one of these ARM's you not only get a SLUTH but you also get a Hillary Nut Cracker treatment (see below) award for absolute stupidity.

If you're one of those mortgage companies shelling out these deals today, you get a Hillary rectal probe to your tonsil treatment for insanity.